Caravan finance is simply a personal loan that’s used to buy a caravan. You can even apply online, it’s that easy.
Whether you’re an aspiring grey nomad, living the van life, or introducing the family to the great outdoors, a caravan loan can get you out there and exploring sooner than you think.
The benefits go further than lots of fresh air. With a personal loan from Great Southern Bank, you’ll also get:
If you’ve been dreaming about the nomadic life, what are you waiting for? A personal loan can get you into your ideal caravan and off the beaten track fast.
But it’s not just about getting out of the concrete jungle, here are some more reasons why a personal loan for a caravan might be right for you.
You can buy from a dealer or private sale; the choice is yours. Great Southern Bank personal loans have flexible payment options and no balloon payments at the end of your loan. Saving you money in the long run.
Already a seasoned grey nomad or van-lifer? A personal loan can provide the funds to modify and renovate your van or buy a brand new shiny caravan.
If you're curious about the van life, a campervan gives you the freedom to get away anytime. Then pay it off in easy repayments.
Now's the perfect time to explore Australia. A caravan will take you where planes, trains, and buses can't go - and you'll have the view all to yourself!
Calculate your repayments and find your loan today.
From competitive interest rates to no monthly fees, you’ll be saving smarter, not harder.
That means no shareholders. Our profits go back into new products and clever ways to help you manage your money.
It’s normal to take your time deciding which loan is right for you. If you have any questions, call us on 133 282 for a chat.
A personalised interest rate is an interest rate based on an assessment of your credit score. If you have an excellent credit score and a good history of repaying loans, credit cards and other bills, you’ll likely be offered a lower interest rate.
When you apply for a personal loan, your individual situation and credit score will be considered when calculating your personalised interest rate.
A comparison rate is the interest rate, plus additional fees and charges you will be expected to pay over the loan term. As comparison rates indicate the true cost of a loan, they make it easier to decide which is best for you.
A fixed rate loan means the interest rate stays the same throughout the loan term. You’ll have the same repayment amount each month and it’s great if you want repayment certainty and stability in your budget.
The calculations provided are estimates only and are based upon the information entered by the user. The calculations do not include upfront or continuing credit fees and charges and do not constitute a loan application or variation to an existing facility, loan offer or loan approval.
Your contracted personal loan repayments will be set to a monthly frequency, meaning you will need to meet the agreed repayment amount by the due date stated on your loan contract each month. To meet this minimum monthly amount, you can however make repayments weekly or fortnightly.
A secured loan is 'secured' against the asset you are borrowing for, such as a car. If you are unable to repay the loan, the lender can sell the asset to cover the costs of the loan.
An unsecured personal loan is a loan that does not require an asset as security. Your income and ability to repay the loan is still assessed, however you don't need an asset to secure the loan.
Your credit score is a number used by lenders to assess how likely you are to repay a loan. Your score is based on the information in your credit report, including:
Learn more with our guide to Understanding our personal loan interest rates.
An ideal loan for many purposes, such as debt consolidation, home improvements, new or used cars and motorbikes of any age, boats, caravan and more.
For buying or refinancing a new or used car or motorbike up to seven years old.
For buying or refinancing an electric or hybrid car up to seven years old.
For eligible green purchases, including solar panels, battery packs, solar hot water systems and hot water heat pump systems.
Enjoy the great outdoors and peace of mind in the face of the unexpected.
Loans are issued by Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.
Rates current as at 13 November 2024 and subject to change.
Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.
1. Comparison rate examples are accurate for a personal loan amount of $30,000 secured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2. Comparison rate examples are accurate for a personal loan amount of $30,000 unsecured loan over a term of 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3. A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for Great Southern Bank Personal Loan products on offer from 6 June 2017.
4. You will need to hold a Great Southern Bank everyday account when the loan is funded.
*The rate you are offered is calculated based on your personal circumstances and credit history. A few different factors are considered, including:
Your personalised rate won’t be confirmed until you receive an offer from us (if approved) and is subject change before your loan settles.
Your application ID is in the confirmation email we sent from loanapplication@gsb.com.au. For help, call us on 133 282.
