Why choose Motor Insurance through Great Southern Bank?
Car Insurance explained
Your insurance premium cost depends on various factors, which may include:
- The type of car
- The address of where you live and park your car
- How often your use your car and if you use it for work or personal reasons
- Your age and the age of other people likely to drive your car
- Your claims history.
The best way to check the cost of your premium is to get a quote online.
You can make a claim either online or by calling our insurance partner Allianz on 1300 555 030.
Yes, you can choose to tailor your comprehensive cover with rental car, tools of trade, and windscreen cover options. To find out more, simply give us a call on 133 282 or get a quote online.
| Cover Benefit | The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. Get a quote | Covers your legal liability for loss or damage to someone else’s property caused by motor vehicle accident which is partly or fully your fault. Property Damage Get a quote | |
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| Cover for accidental loss of or damage to your vehicle | |||
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss. If:
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| Cover for your legal liability for loss or damage to other people's property - up to $20 million for any one event or series of related events. | |||
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, for any one incident, provided that:
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| Approved legal costs arising from a claim for liability covered by the policy | |||
| Cost of emergency repairs after a covered accident – up to $500 for any one incident | |||
| Rental car after theft of your vehicle - $100 per day limit, up to 30 days4 | |||
| Reasonable cost of towing after a covered incident | |||
| Temporary cover on replacement vehicle – 14 days | |||
| Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser | |||
| Legal liability cover when using a substitute vehicle | |||
| Cover for personal items in your vehicle – up to $1,000 for any one incident | |||
| Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident | |||
| Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident | |||
| Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident | |||
| Optional benefits you can add | |||
| Options you can select to decrease your premium | |||
Lodge a claim online in under 10 minutes and avoid unnecessary paperwork. An Allianz consultant will contact you as soon as possible.
When you need to make a claim Allianz are there for you with 24 hour claims assistance available online, or you can call the claims line to commence the claims process over the phone.
If you prefer to fit your premium around your monthly budget there's no extra cost to you⁵.
You can choose to tailor your comprehensive cover with Rental Car and Windscreen Cover options.
How to make a claim
- Secure form
- No phone queues
- Immediate confirmation number for your reference
Once your car insurance claim notification is lodged, a friendly claims consultant will contact you as soon as possible.
You can call Allianz Claims and a consultant will help you commence the claims process.
Download Product Disclosure Statements
Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959 AFSL 238317 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). Great Southern Bank does not guarantee or otherwise support this insurance product. Great Southern Bank does not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision, please consider the Product Disclosure Statement. The relevant Target Market Determination is available here for Comprehensive cover and Third Party Property Damage cover. If you purchase this insurance, Great Southern Bank will receive a commission that is a percentage of the premium. Full details of the commission are set out in the Financial Services Guide. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, Allianz will apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.
2 The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy online. Any online discounts offered are applied to Allianz standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional and other discounts may apply from time to time for customers who apply for insurance using other methods.
3 Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.
4 Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.
5 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.