Features & benefits
Rates & Fees
Investing in your business shouldn’t cost you extra. That's why we don't charge you unnecessary monthly fees or penalties for paying down your loan.
For full details, see the Business Lending Schedule of Fees.
Rates*
*Rates are available to approved business applicants for commercial purposes only.
Fees
Other fees may apply. For a full list of all fees, please refer to our Business Lending Schedule of Fees.
How to apply
Eligibility
Business loan may be suitable for:
- Sole traders
- Partnerships
- Companies
- Trusts
- Co-operatives
- Incorporated Associations
*Lending approval criteria applies.
Extra cashflow to expand your business.
Keep your business running smoothly with an Everyday Business Account.
Get in touch
Mon - Fri: 8:30am - 5:00pm (AEDT)
Get in touch with our friendly staff
For important information, view the contents of our Business Lending Terms and Conditions brochure here.
Rates current as at 23 November 2023 and subject to change. For Principal and Interest and Interest Only loans.
Loans are issued by Great Southern Bank a business name of Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Ask us for details.
*All business loans issued by Great Southern Bank must be secured by real estate:
- Borrow up to 80% of the value of residential property and
- up to 70% of the value of acceptable commercial property.
If you have an existing Great Southern Bank home loan, you could save on costs by using the same property as security for your business loan. Subject to eligibility, ask us for details.
1 An early payout cost may apply if a fixed loan is terminated during the fixed rate period:
2 Minimum withdrawal amounts may apply for redraws conducted in-branch.
3 The term of the loan will be subject to relevant credit criteria, eligibility, terms and conditions, and will vary according to the loan amount, type and location of the security provided.